Best Prepaid Cards to Help Control Your Budget
If you’re looking for a way to control your budget, consider getting a prepaid debit card. This type of card is a great alternative to a credit card because you can spend only the amount that you’ve loaded onto it. These cards can be used as an emergency fund or to make purchases that you would otherwise not be able to afford.
Mango Prepaid Mastercard
The Mango Prepaid Mastercard is a great tool for anyone looking to improve their budget and stay within their spending limits. It is designed specifically for adults 18 and older and is a great option for those without traditional bank accounts. It allows card holders to make purchases anywhere that accepts Mastercard and is only restricted to the amount that is loaded onto the card. It also offers features like earning extra cash and account features that can help you build good spending habits.
One of the great features of the Mango card is its simplicity. There are no monthly fees or activation fees, and the account can be managed digitally. You can manage your card from anywhere, check your account balance and transaction history, and send money to friends or family.
The Mango card also has a high interest savings account option. You can earn 6% APY when you make a minimum of $1,500 in signature purchases. Additionally, you can earn an additional 0.10% APY on your savings account balance if you keep a minimum balance of $25.
PayPal Prepaid MasterCard
The PayPal Prepaid MasterCard is a prepaid credit card that lets you control your spending without breaking the bank. You can load it with money from your NetSpend account, direct deposit, or tax refund. Activate it online or in a retail location. PayPal Prepaid Mastercard is insured by the Federal Deposit Insurance Corporation (FDIC), and the funds are insured up to $500,000. The card does not build credit and does not charge a monthly fee.
PayPal Prepaid MasterCard has a variety of benefits, including cash back at retail stores, tiered interest rates on savings accounts, and direct deposits from your PayPal account. It also has a mobile app that lets you check your balance and find reload locations. Plus, you can open a high yield savings account, earning 5% APY on balances up to $1,000. The card also offers 2% cash back at select merchants, and you don’t have to worry about category restrictions or annual fees.
Another perk: PayPal Prepaid MasterCard allows you to spend anywhere Mastercard is accepted. This card can be used for online and in-store purchases, and can also be used to withdraw cash from an ATM. You can also load it through direct deposit, and there are over 130,000 reload locations nationwide. To use a PayPal Prepaid Mastercard, you must first have a PayPal account. The PayPal Prepaid Mastercard also has online functionality, an optional savings account, and real-time account alerts via text message. In addition, you can spend as much or as little as you want, without affecting your credit or building up any new debt.
Bluebird by American Express
Bluebird by American Express prepaid card has a number of features that will make managing your budget easy. It allows you to set spending limits and set alerts. You can also manage your account online or through the mobile app. You can also choose to have a family account so you can easily monitor spending and create budgets for each member. You can even get free protection from identity theft or other fraud.
Bluebird prepaid cards are also linked to PayPal, which offers valuable offers and cash back rewards. It can be used anywhere, including at merchants and service providers that accept PayPal. You can access the service from any computer or mobile device and use it to pay for purchases.
Bluebird also allows you to set limits on how much money you can spend and how much you can withdraw. You can also set a limit on how much money you can withdraw from ATMs. The Bluebird account can be linked to up to four family members. ATM access is also free. However, you should be aware that fees can add up if you’re making large transactions with the card.
Serve American Express
If you’re looking for a prepaid debit card that will allow you to manage your money, Serve is a great choice. It allows you to spend money like cash, but there are no hidden fees or transaction charges. You can also add other people to your account who are over the age of 13. A great feature of the Serve Account is that you can control how much you spend by setting spending limits and reviewing transaction history. The card also comes with Visa Zero Liability, which protects you against unauthorized charges.
If you’re looking for a prepaid debit card that can help you control your budget, you should consider Serve by American Express. This card offers no monthly fees and is used almost anywhere American Express is accepted. You can use it to pay your bills, shop online, deposit checks, and send money to friends. You don’t have to worry about a withdrawal fee with Serve because it allows you to keep track of your spending with a simple, user-friendly app and website.